⚠️ PLEASE READ CAREFULLY: By using our services, you acknowledge and agree to all disclaimers below.

Entertainment Purposes Only

All services provided by Ask Michael Paul (Psychic Medium) are FOR ENTERTAINMENT PURPOSES ONLY.

Sessions with Michael Paul are designed to provide spiritual insights, guidance, and perspectives for your consideration. They are not intended to replace professional advice of any kind.

You must be 21 years of age or older to use our services.

Not Professional Advice

Sessions with Michael do NOT constitute and are NOT a substitute for:

  • Medical Advice: Michael is not a doctor, psychiatrist, therapist, or healthcare provider
  • Legal Advice: Michael is not a lawyer or legal advisor
  • Financial Advice: Michael is not a financial advisor, accountant, or investment professional
  • Psychological/Mental Health Services: Michael is not a licensed psychologist or counselor
  • Marriage/Family Counseling: Michael is not a licensed marriage or family therapist
  • Career Counseling: Michael is not a career advisor or employment specialist
  • Business Consulting: Michael is not a business consultant or strategist

All guidance is subject to your own interpretation and should be considered as one perspective among many when making important life decisions.

🚨 MEDICAL EMERGENCIES: If you are experiencing a medical emergency or have a critical medical problem that requires immediate attention, please call 911 or go to your nearest hospital for help. DO NOT USE THIS SERVICE.

Medical and Mental Health Disclaimers

Do NOT use this service if:

  • You are experiencing a medical emergency or critical medical problem
  • You are clinically depressed or have been diagnosed with depression
  • You have been diagnosed with any critical mental health condition
  • You are in crisis or having thoughts of self-harm
  • You require immediate medical or psychological intervention

For medical or mental health concerns, please contact a qualified medical professional or call:

  • Emergency: 911
  • National Suicide Prevention Lifeline: 988
  • Crisis Text Line: Text HOME to 741741

Investment and Financial Disclaimer

We do NOT offer any direct investment advice due to inherent liabilities and volatility in all markets.

This includes but is not limited to investments in:

  • Cryptocurrency and crypto assets
  • Stocks, bonds, and securities
  • Real estate investments
  • Gold, silver, and precious metals
  • Jewelry and collectibles
  • Private equity
  • Mutual funds and 401K's

For investment decisions, please consult with a licensed financial advisor.

Personal Responsibility

You claim full responsibility for all choices and actions taken based on the content of your session with Michael.

By using this service, you agree that:

  • You are solely responsible for decisions made based on session guidance
  • You will not hold Michael Paul, Ask Michael Paul, or AMP8 Media LLC liable for any outcomes
  • You understand that spiritual guidance is subjective and interpretive
  • You will seek appropriate professional advice for important life decisions
  • You accept all risks associated with actions taken based on session content

Limitation of Liability

By using this service, you release Michael Paul, Ask Michael Paul, AMP8 Media LLC, and all associates, affiliated companies, and entities from all liability as a result of:

  • Any actions you take based on session guidance
  • Decisions made using information provided during sessions
  • Financial losses or gains resulting from your choices
  • Relationship, career, or personal outcomes
  • Any direct, indirect, incidental, or consequential damages

You hold Ask Michael Paul, AMP8 Media LLC, and all related entities harmless and free from liabilities.

No Guarantees or Warranties

We make no guarantees, warranties, or promises regarding:

  • The accuracy of information provided during sessions
  • Specific outcomes or results from following guidance
  • Future predictions or forecasts
  • The resolution of personal, professional, or relationship issues
  • Connection with specific spirits or deceased individuals

All sessions are provided "as is" without warranty of any kind, express or implied.

Refund Policy Disclaimer

Cancellation Policy:

  • Minimum 6 day notice required for all cancellation requests
  • No refunds for cancellations made with less than 10 days notice
  • No refunds of any kind for rescheduled sessions
  • No refunds once a session is completed
  • If you miss your scheduled session time without notice, you will be charged the full session amount

All charges take place immediately upon booking, regardless of the actual session date.

Session Limitations

Please be aware of the following session limitations:

  • No Recording: Recording of sessions is not allowed due to preexisting audio and video rights agreements
  • No Transcripts: Transcripts and MP3 copies are not provided due to confidentiality guidelines
  • Time Limits: Sessions are strictly time-limited and may end immediately at the allotted time due to back-to-back scheduling
  • Mediumship Limits: Maximum of two (2) mediumship readings per session, time permitting
  • No Follow-Up: No follow-up questions via email after session completion
  • No Background Information: We do not review background information submitted in advance

Service Exclusions

Services NOT provided:

  • Past life regressions (only available in person, not currently offered)
  • In-person sessions (not available at this time)
  • Video calls via Zoom, Skype, FaceTime, or WhatsApp
  • Messenger-based communications
  • Legal, medical, or financial consultation
  • Emergency intervention services

Right to Refuse Service

We reserve the right to refuse services to anyone at any time for any reason.

This includes but is not limited to:

  • Inappropriate behavior or communications
  • Violation of terms and conditions
  • Chargeback disputes with banks or credit card companies
  • Disparaging comments on social media or conventional media
  • Failure to comply with session guidelines

⚠️ IMPORTANT: By booking a session or using this website, you acknowledge that you have read, understood, and agree to this entire disclaimer.

Questions and Interpretation

If you have questions about this disclaimer or are unsure whether our services are appropriate for your situation, please contact us BEFORE booking a session.

This disclaimer should be read in conjunction with our Terms of Service and Privacy Policy.

Questions About This Disclaimer?

For questions or concerns, please contact us:

info@askmichaelpaul.com